Extension
Engineering
Definisi Singkat
Meng-cover kerugian finansial (lost profit, fixed costs) akibat breakdown mesin.
Penjelasan Lengkap
CLOE (Consequential Loss of Engineering) meng-cover:
- Loss of gross profit: Penurunan revenue dikurangi variable costs
- Increased cost of working: Sewa mesin pengganti, overtime, outsource
- Fixed costs: Gaji, sewa yang tetap dibayar meskipun produksi berhenti
Indemnity period: Biasanya 6-12 bulan.
CONTOH
Turbin utama pabrik semen breakdown, produksi berhenti 3 bulan. Lost profit Rp 20 miliar + biaya sewa genset Rp 2 miliar → COVERED.
Extension
Engineering
Definisi Singkat
Meng-cover kerugian finansial (lost profit, fixed costs) akibat breakdown mesin.
Penjelasan Lengkap
CLOE (Consequential Loss of Engineering) meng-cover:
- Loss of gross profit: Penurunan revenue dikurangi variable costs
- Increased cost of working: Sewa mesin pengganti, overtime, outsource
- Fixed costs: Gaji, sewa yang tetap dibayar meskipun produksi berhenti
Indemnity period: Biasanya 6-12 bulan.
CONTOH
Turbin utama pabrik semen breakdown, produksi berhenti 3 bulan. Lost profit Rp 20 miliar + biaya sewa genset Rp 2 miliar → COVERED.