Health Insurance
Employee benefit programs for companies operating in Indonesia.
Group Health Insurance is a critical employee benefit for talent retention in competitive Indonesian markets. We help HR teams design health programs that balance coverage quality, hospital network access, and budget efficiency.
Our programs typically combine BPJS Kesehatan (mandatory) with private health insurance for extended coverage. Options include inpatient-only (basic), inpatient + outpatient (standard), or comprehensive with maternity and dental (executive tier).
Premium ranges from Rp 250,000 to Rp 3,000,000 per employee per month depending on benefit structure. For groups of 50+ employees, we can often negotiate 10-20% volume discounts and waive medical declaration requirements.
- ✓ Inpatient, outpatient, maternity, dental options
- ✓ Cashless system with wide hospital network
- ✓ Multi-tier benefits (staff, manager, executive)
- ✓ Dependent coverage (spouse + children)
- ✓ BPJS + private insurance coordination
- ✓ HR onboarding support and staff education