/* FORTIS GARDA — Design System v3
   Insurance agency redesign. Editorial restraint over corporate template.
   ---
   Palette  : cream base, navy ink, gold accent, charcoal text
   Display  : Fraunces (variable serif, optical sizing)
   Body     : Inter (variable)
   Mono     : JetBrains Mono (used sparingly — labels, eyebrows, risk briefs)
   Signature: "Risk Brief" cards — monospace label + serif body, no box-shadow
*/

/* Self-hosted Google Fonts — woff2 only */

/* Inter — variable, weight 300–700 */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 300 700;
  font-display: swap;
  src: url('../fonts/inter-variable.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 300 700;
  font-display: swap;
  src: url('../fonts/inter-variable-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}

/* Fraunces — variable, weight 300–800, opsz 9–144 */
@font-face {
  font-family: 'Fraunces';
  font-style: normal;
  font-weight: 300 800;
  font-display: swap;
  src: url('../fonts/fraunces-variable.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Fraunces';
  font-style: normal;
  font-weight: 300 800;
  font-display: swap;
  src: url('../fonts/fraunces-variable-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}

/* JetBrains Mono — weight 400–500 */
@font-face {
  font-family: 'JetBrains Mono';
  font-style: normal;
  font-weight: 400 500;
  font-display: swap;
  src: url('../fonts/jetbrains-mono.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'JetBrains Mono';
  font-style: normal;
  font-weight: 400 500;
  font-display: swap;
  src: url('../fonts/jetbrains-mono-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* Palette */
  --cream: #FFFFFF;
  --cream-deep: #F5F5F5;
  --paper: #FFFFFF;
  --ink: #0A1F44;
  --ink-soft: #1E3454;
  --gold: #B45A3C;
  --gold-deep: #8B3A20;
  --gold-pale: #FAECE7;
  --char: #333333;
  --char-2: #333333;
  --char-3: #666666;
  --rule: #E5E5E5;
  --rule-soft: #F0F0F0;
  --signal: #B23A2F;     /* used sparingly for emphasis */
  --signal-pale: #F8E8E5;

  /* Type */
  --serif: 'Fraunces', 'Georgia', serif;
  --sans: 'Inter', -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
  --mono: 'JetBrains Mono', 'Courier New', monospace;

  /* Scale */
  --w-max: 1180px;
  --w-text: 680px;
  --gut-mob: 24px;
  --gut-desk: 48px;
}

html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; }
body { font-family: var(--sans); font-weight: 400; font-size: 17px; line-height: 1.6; color: var(--char); background: var(--cream); }
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }

/* ---------- Layout primitives ---------- */
.wrap { max-width: var(--w-max); margin: 0 auto; padding: 0 var(--gut-mob); }
@media (min-width: 900px) { .wrap { padding: 0 var(--gut-desk); } }
.wrap-text { max-width: var(--w-text); margin: 0 auto; padding: 0 var(--gut-mob); }
@media (min-width: 900px) { .wrap-text { padding: 0 var(--gut-desk); } }

/* ---------- Typography ---------- */
.eyebrow {
  font-family: var(--mono);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--char-3);
}
.eyebrow-gold { color: var(--gold-deep); }
.eyebrow-ink { color: var(--ink); }

.display-xl {
  font-family: var(--serif);
  font-weight: 350;
  font-variation-settings: 'opsz' 96, 'SOFT' 50;
  font-size: clamp(40px, 6.5vw, 76px);
  line-height: 1.02;
  letter-spacing: -0.02em;
  color: var(--ink);
}
.display-lg {
  font-family: var(--serif);
  font-weight: 400;
  font-variation-settings: 'opsz' 72, 'SOFT' 30;
  font-size: clamp(32px, 4.5vw, 52px);
  line-height: 1.08;
  letter-spacing: -0.015em;
  color: var(--ink);
}
.display-md {
  font-family: var(--serif);
  font-weight: 400;
  font-variation-settings: 'opsz' 48, 'SOFT' 30;
  font-size: clamp(26px, 3vw, 36px);
  line-height: 1.15;
  letter-spacing: -0.01em;
  color: var(--ink);
}
.display-sm {
  font-family: var(--serif);
  font-weight: 500;
  font-variation-settings: 'opsz' 24;
  font-size: 22px;
  line-height: 1.2;
  color: var(--ink);
}

.lede {
  font-family: var(--sans);
  font-weight: 400;
  font-size: clamp(19px, 2vw, 21px);
  line-height: 1.4;
  color: var(--char-2);
}
.body-lg { font-size: 20px; line-height: 1.4; color: var(--char-2); }
.body { font-size: 17px; line-height: 1.6; color: var(--char-2); }
.caption { font-size: 13px; line-height: 1.5; color: var(--char-3); }
.fineprint { font-size: 12px; line-height: 1.4; color: var(--char-3); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 22px;
  font-family: var(--sans); font-size: 14px; font-weight: 500;
  border-radius: 2px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: background .15s, border-color .15s, color .15s;
}
.btn-primary { background: var(--ink); color: var(--cream); }
.btn-primary:hover { background: var(--ink-soft); }
.btn-cta-gold { background: #B45A3C; color: #fff; font-weight: 800; font-size: 15px; padding: 16px 32px; border-radius: 8px; box-shadow: 0 4px 16px rgba(180,90,60,0.3); letter-spacing: 0.02em; }
.btn-cta-gold:hover { background: #D4856A; transform: translateY(-2px); box-shadow: 0 6px 24px rgba(180,90,60,0.4); }
.btn-ghost { background: transparent; color: var(--ink); border-color: var(--ink); }
.btn-ghost:hover { background: var(--ink); color: var(--cream); }
.btn-ghost-light { background: transparent; color: var(--cream); border-color: rgba(255,255,255,0.4); }
.btn-ghost-light:hover { background: var(--cream); color: var(--ink); border-color: var(--cream); }
.btn-text {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 14px; font-weight: 500; color: var(--ink);
  border-bottom: 1px solid var(--ink); padding-bottom: 2px;
}
.btn-text:hover { color: var(--gold-deep); border-color: var(--gold-deep); }

/* ---------- Navigation ---------- */
.nav {
  border-bottom: 1px solid var(--rule);
  background: var(--cream);
  position: sticky; top: 0; z-index: 100;
}
.nav-inner {
  max-width: var(--w-max);
  margin: 0 auto;
  padding: 18px var(--gut-mob);
  display: flex; align-items: center; justify-content: space-between;
}
@media (min-width: 900px) { .nav-inner { padding: 22px var(--gut-desk); } }
.brand {
  font-family: var(--serif); font-weight: 400;
  font-variation-settings: 'opsz' 36;
  font-size: 22px; color: var(--ink); letter-spacing: -0.005em;
  display: flex; align-items: center; gap: 6px;
}
.brand-mark { color: var(--gold); }
.brand-sub {
  font-family: var(--mono); font-size: 10px; font-weight: 500;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--char-3); margin-left: 12px; padding-left: 12px;
  border-left: 1px solid var(--rule);
  display: none; white-space: nowrap;
}
@media (min-width: 1100px) { .brand-sub { display: inline; } }
.nav-links { display: none; align-items: center; gap: 20px; flex-wrap: nowrap; }
@media (min-width: 900px) { .nav-links { display: flex; } }
.nav-link {
  font-size: 14px; font-weight: 400; color: var(--char-2);
  position: relative; white-space: nowrap;
}
.nav-link:hover { color: var(--ink); }
.nav-link.active { color: var(--ink); }
.nav-link.active::after {
  content: ''; position: absolute; left: 0; right: 0; bottom: -22px;
  height: 2px; background: var(--gold);
}
.nav-cta {
  background: var(--ink); color: var(--cream);
  padding: 10px 18px; font-size: 13px; font-weight: 500; border-radius: 2px;
  display: inline-flex; align-items: center; gap: 6px;
  white-space: nowrap; flex-shrink: 0;
}
.nav-cta:hover { background: var(--ink-soft); }
.nav-cta.nav-cta-gold { background: #B45A3C; color: #fff; font-size: 14px; font-weight: 800; padding: 11px 24px; border-radius: 6px; letter-spacing: 0.02em; box-shadow: 0 0 0 0 rgba(180,90,60,0.5); animation: nav-cta-pulse 2.5s ease-in-out infinite; }
.nav-cta.nav-cta-gold:hover { background: #D4856A; transform: translateY(-1px); box-shadow: 0 4px 12px rgba(180,90,60,0.35); animation: none; }
@keyframes nav-cta-pulse { 0%,100% { box-shadow: 0 0 0 0 rgba(180,90,60,0.45); } 50% { box-shadow: 0 0 0 6px rgba(180,90,60,0); } }

/* ---------- Section primitives ---------- */
.section { padding: 80px 0; }
@media (min-width: 900px) { .section { padding: 120px 0; } }
.section-tight { padding: 56px 0; }
@media (min-width: 900px) { .section-tight { padding: 72px 0; } }

.section-divider {
  display: flex; align-items: center; gap: 18px;
  margin-bottom: 28px;
}
.section-divider hr {
  flex: 1; border: none; height: 1px; background: var(--ink); opacity: 0.18;
}

.kicker-row {
  display: flex; align-items: baseline; justify-content: space-between;
  gap: 24px; flex-wrap: wrap; margin-bottom: 40px;
}
.kicker-row .meta { font-family: var(--mono); font-size: 11px; color: var(--char-3); letter-spacing: 0.08em; }

/* ---------- Signature: Risk Brief card ---------- */
.brief {
  border-left: 2px solid var(--ink);
  padding: 18px 0 18px 22px;
  margin: 28px 0;
  background: transparent;
  max-width: 600px;
}
.brief-label {
  font-family: var(--mono); font-size: 10px; font-weight: 500;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--char-3); margin-bottom: 8px;
  display: flex; align-items: center; gap: 8px;
}
.brief-label::before { content: '◆'; color: var(--gold); font-size: 8px; }
.brief-body {
  font-family: var(--serif); font-weight: 350;
  font-variation-settings: 'opsz' 24, 'SOFT' 50;
  font-size: 18px; line-height: 1.55; color: var(--ink);
}
.brief-source { font-family: var(--mono); font-size: 11px; color: var(--char-3); margin-top: 10px; }

.brief-gold { border-left-color: var(--gold); }
.brief-signal { border-left-color: var(--signal); }
.brief-signal .brief-label::before { color: var(--signal); }

/* ---------- Footer ---------- */
.footer {
  background: var(--ink);
  color: rgba(250, 249, 246, 0.7);
  padding: 80px 0 32px;
  margin-top: 80px;
}
.footer .display-md { color: var(--cream); }
.footer-grid {
  display: grid; grid-template-columns: 1fr; gap: 40px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
@media (min-width: 700px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; } }
@media (min-width: 1025px) { .footer-grid { grid-template-columns: 1.5fr 1fr 1.2fr 0.8fr 0.8fr; gap: 2rem; } }
.footer-brand { color: var(--cream); font-family: var(--serif); font-size: 24px; margin-bottom: 12px; }
.footer-brand span { color: var(--gold); }
.footer-tag { font-size: 14px; line-height: 1.6; color: rgba(250,249,246,0.55); max-width: 280px; margin-bottom: 18px; }
.footer-col-title { font-family: var(--mono); font-size: 10px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
.footer-link { display: block; font-size: 14px; padding: 4px 0; color: rgba(250,249,246,0.6); }
.footer-link:hover { color: var(--gold); }
.footer-bottom {
  display: flex; flex-wrap: wrap; gap: 16px; justify-content: space-between; align-items: center;
  margin-top: 32px; padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,0.04);
  font-family: var(--mono); font-size: 11px; color: rgba(250,249,246,0.35);
  letter-spacing: 0.06em;
}
.footer-bottom-nav { display: flex; flex-wrap: wrap; gap: 6px 16px; }
.footer-bottom-nav a { color: rgba(250,249,246,0.45); text-decoration: none; transition: color .15s; }
.footer-bottom-nav a:hover { color: var(--gold); }

/* ---------- Page header (used on internal pages) ---------- */
.page-head {
  padding: 72px 0 48px;
  border-bottom: 1px solid var(--rule);
}
.page-head-meta {
  font-family: var(--mono); font-size: 11px;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--char-3); margin-bottom: 16px;
  display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
}
.page-head-meta a { border-bottom: 1px solid var(--rule); padding-bottom: 1px; }
.page-head-meta a:hover { color: var(--ink); border-color: var(--ink); }

/* ---------- Tables (used in product specs) ---------- */
.specs {
  width: 100%; border-collapse: collapse;
  margin: 32px 0;
  font-size: 14.5px;
}
.specs th, .specs td {
  padding: 14px 18px; text-align: left; vertical-align: top;
  border-bottom: 1px solid var(--rule);
}
.specs th {
  font-family: var(--mono); font-size: 11px; font-weight: 500;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--char-3); background: transparent;
}
.specs tr:hover td { background: var(--rule-soft); }
.specs td.label { font-weight: 500; color: var(--ink); width: 30%; }

/* ---------- Utility ---------- */
.mono { font-family: var(--mono); }
.serif { font-family: var(--serif); }
.text-ink { color: var(--ink); }
.text-char { color: var(--char); }
.text-soft { color: var(--char-2); }
.text-muted { color: var(--char-3); }
.text-gold { color: var(--gold-deep); }
.bg-paper { background: var(--paper); }
.bg-cream-deep { background: var(--cream-deep); }
.bg-ink { background: var(--ink); color: var(--cream); }
.bg-ink * { color: inherit; }
.bg-ink .display-md, .bg-ink .display-lg, .bg-ink .display-xl { color: var(--cream); }
.bg-ink .eyebrow-gold { color: var(--gold); }
.bg-ink .lede { color: rgba(250,249,246,0.75); }
.bg-ink hr { background: rgba(255,255,255,0.2) !important; }

/* ---------- Small visual marks ---------- */
.tag {
  display: inline-block; font-family: var(--mono); font-size: 11px;
  letter-spacing: 0.08em; text-transform: uppercase;
  padding: 4px 10px; border: 1px solid var(--rule); border-radius: 2px;
  color: var(--char-2); background: var(--cream);
}
.tag-ink { color: var(--cream); background: var(--ink); border-color: var(--ink); }
.tag-gold { color: var(--gold-deep); background: var(--gold-pale); border-color: var(--gold-pale); }

/* ---------- Animations: just one, very light ---------- */
@media (prefers-reduced-motion: no-preference) {
  .fade-up { animation: fadeUp 0.6s ease-out both; }
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(8px); }
    to { opacity: 1; transform: translateY(0); }
  }
}

/* Mobile menu trigger */
.menu-btn {
  display: flex; flex-direction: column; gap: 4px;
  background: none; border: none; cursor: pointer; padding: 8px;
  flex-shrink: 0; z-index: 101;
}
.menu-btn span { display: block; width: 22px; height: 1.5px; background: var(--ink); transition: transform 0.2s ease, opacity 0.2s ease; }
@media (min-width: 900px) { .menu-btn { display: none; } }
.menu-btn.is-active span:nth-child(1) { transform: translateY(5.5px) rotate(45deg); }
.menu-btn.is-active span:nth-child(2) { opacity: 0; }
.menu-btn.is-active span:nth-child(3) { transform: translateY(-5.5px) rotate(-45deg); }

/* Mobile nav dropdown (open state) — .nav-links is display:none below 900px by default */
@media (max-width: 899px) {
  .nav-links.nav-open {
    display: flex !important;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--cream);
    border-bottom: 1px solid var(--rule);
    padding: 8px var(--gut-mob) 20px;
    box-shadow: 0 12px 24px rgba(0,0,0,0.08);
  }
  .nav-links.nav-open .nav-link {
    width: 100%;
    padding: 13px 4px;
    border-bottom: 1px solid var(--rule-soft);
    font-size: 15px;
  }
  .nav-links.nav-open .nav-cta {
    margin-top: 12px;
    justify-content: center;
    padding: 13px 18px;
  }
}


/* ─── Tools Mega-Menu Dropdown ─── */
.nav-dd { position: relative; }
.nav-dd-trigger {
  background: none; border: none; cursor: pointer;
  font-family: inherit; font-size: 14px; font-weight: 400;
  color: var(--char-2); padding: 0; white-space: nowrap;
  display: inline-flex; align-items: center;
}
.nav-dd-trigger:hover { color: var(--ink); }
.nav-mega {
  display: none; position: absolute; top: 100%; right: -60px;
  background: var(--cream); border: 1px solid var(--rule);
  border-radius: 10px; padding: 28px 32px;
  box-shadow: 0 12px 36px rgba(0,0,0,0.12);
  z-index: 200; min-width: 520px;
  margin-top: 18px;
}
.nav-mega::before {
  content: ''; position: absolute; top: -28px; left: 0; right: 0;
  height: 28px; background: transparent;
}
.nav-mega::after {
  content: ''; position: absolute; top: -8px; right: 80px;
  width: 14px; height: 14px; background: var(--cream);
  border-left: 1px solid var(--rule); border-top: 1px solid var(--rule);
  transform: rotate(45deg);
}
.nav-dd.is-open .nav-mega { display: block; }
.nav-mega-inner { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 28px; }
.nav-mega-heading {
  font-family: var(--mono); font-size: 10px; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--char-3); margin-bottom: 10px; padding-bottom: 6px;
  border-bottom: 1px solid var(--rule-soft);
}
.nav-mega-link {
  display: block; font-size: 13px; color: var(--char-2);
  padding: 5px 0; transition: color 0.15s;
}
.nav-mega-link:hover { color: var(--gold); }

/* Desktop: show on hover */
@media (min-width: 900px) {
  .nav-dd:hover .nav-mega,
  .nav-dd:focus-within .nav-mega { display: block; }
}

/* Mobile mega-menu */
@media (max-width: 899px) {
  .nav-mega {
    position: static; border: none; border-radius: 0;
    box-shadow: none; padding: 8px 0 16px; min-width: 0;
    background: transparent;
  }
  .nav-mega::before, .nav-mega::after { display: none; }
  .nav-mega { margin-top: 0; }
  .nav-mega-inner { grid-template-columns: 1fr; gap: 16px; }
  .nav-dd-trigger { width: 100%; padding: 13px 4px; border-bottom: 1px solid var(--rule-soft); font-size: 15px; justify-content: space-between; }
  .nav-dd-trigger svg { transition: transform 0.2s; }
  .nav-dd.is-open .nav-dd-trigger svg { transform: rotate(180deg); }
}

/* ─── LOGO IMAGE ─── */
.nav-logo-img {
  width: 80px; height: auto;
  object-fit: contain; flex-shrink: 0;
  filter: drop-shadow(0 2px 4px rgba(0,0,0,0.18));
  transition: transform 0.2s ease;
}
.brand:hover .nav-logo-img { transform: scale(1.05); }
.footer-logo-img {
  width: 96px; height: auto;
  object-fit: contain; flex-shrink: 0;
  margin-bottom: 12px;
}
@media (max-width: 768px) {
  .nav-logo-img { width: 60px; }
}